Medicare FMO Partnership For Agents & Agencies Who Want To Grow
Get top‑tier Medicare contracts, up to 50% compliant marketing co‑op, and a real back‑office team so you can sell more and fight fewer carrier and commission issues.
✓ Up to 50% marketing co‑op on approved Medicare campaigns in select markets
✓ Dedicated back‑office team for contracting, commissions, and escalations
✓ Direct access to national Medicare carrier lineup
✓ Local office support, training, and events for your producers
✓ You keep ownership of your book and renewals
Is AGA The Right Medicare FMO For You?
This partnership is a good fit if:
✅ You’re an independent Medicare agent or agency already writing MAPD/Med Supp
✅ You want more production without more 60‑hour weeks
✅ You care about compliance and long‑term renewals, not quick hits
✅ You want a partner who actually answers the phone when there’s a problem
It’s probably not a fit if:
❌ You’re brand‑new and not yet licensed
❌ You’re a pure call center looking for W‑2 jobs or hourly work
❌ You want someone else to “do all the selling” for you
❌ You aren’t willing to follow basic compliance guardrails
Real Transformations
How AGA’s Strategies Scaled These Medicare Businesses
Rachel Brown
“As I get ready for my 6th AEP, I am so excited to be under AGA! I have never been treated so well as an agent and sometimes I can’t believe just how supportive AGA has been.”
Matt Fletcher
“I was very skeptical about the agent website at first. Man was I wrong. I have marketed my website for only a couple of months and seen amazing results. AGA takes your business to the next level.”
Sue Zanayed
“I owe my success to AGA! If I didn’t make that decision to switch to AGA three and half years ago I would not be where I am today.”
Noran Teran
“I am forever grateful to AGA for offering the Referral Bonus Program. It has increased my income, and all I did was go to a meeting and meet new friends!”
Why Top Producers Move Their Medicare Book To AGA
Most agents don’t wake up one day and decide to switch FMOs. They move after one too many “I thought you had my back” moments. The most common reasons we hear:
Commission games & clawbacks
- Confusing statements
- Slow or missing overrides
- No one who can explain what happened
Limited carriers and old tech
- Can’t offer competitive plans in your main counties
- Tools that make quoting and enrollment harder, not easier
Weak lead & marketing support
- “We’ll send you leads” that never materialize
- No co‑op or strategy, just vendor lists
Compliance risk with no real guidance
- Vague answers when CMS rules or carrier guidelines change
- “Just don’t do that” instead of compliant alternatives that still drive sales
Back‑office that slows you down
- Chasing carrier appointments and case status on your own
- No help when something gets stuck with a carrier
No path to grow beyond yourself
- No support if you start recruiting agents
- No one helping you think like an agency owner
If any of that sounds familiar, that’s exactly who this partnership is built for.
What You Get When You Partner With AGA
Up to 50% Medicare Marketing Co‑Op
- We share the ad bill on approved, compliant marketing in select markets.
- You get more at‑bats without carrying 100% of the cost.
Back‑Office Support Team
- Dedicated team for contracting, commissions, and carrier escalations.
- You focus on meeting with clients; we chase the paperwork.
National Medicare Carrier Access
- Competitive line‑up of MA, MAPD, and Med Supp carriers.
- So your producers aren’t losing cases because you can’t write the plan.
Tech & Enrollment Tools
- Medicare quoting and enrollment platforms your agents actually use.
- Training and support to keep them compliant and productive.
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Training, Events & Local Support
- Live and virtual training for new and experienced producers.
- Local market support so you’re not “just another agent code” in a spreadsheet.
How AGA Partners With Agencies Like Yours
Step 1 – Talk With An FMO Partner
We learn about your current production, carriers, and growth goals.
Step 2 – Build Your Transition & Growth Plan
We map carriers, contracting, and marketing support around how you already sell today.
Step 3 – Launch & Grow Together
We help move your book, onboard your team, and support your agents with training, tools, and co‑op.
Get My FMO Partnership Plan
Tell us about your current production, carriers, and support. We’ll show you exactly what would change (and what wouldn’t) if you moved your Medicare book to AGA. No transfer required.
Takes 1–2 minutes. We use this to build a real FMO partnership plan, not a generic pitch.